L&T Finance
NBFCHome Loan
7.75% – 8.20% p.a.
EBLR-linked (floating)
Rates and terms shown here are sourced from the L&T Finance website (last scraped 24 Apr 2026). Always verify current terms directly with L&T Finance before applying.
Interest Rate Segments
| Employment | CIBIL band | Loan amount range | Rate range | Type |
|---|---|---|---|---|
| salaried | — | — | 7.75% – 7.75% | floating |
| self_employed_business | — | — | 8.20% – 8.20% | floating |
Eligibility
LOAN AMOUNT RANGE
Up to ₹10 Cr
CO-APPLICANT INCOME CLUBBED
Yes
MAX LTV
90%
LTV SLABS
| Property type / condition | Max LTV |
|---|---|
| Slab 1 | 90% |
Fees & Charges
PROCESSING FEE
3%
PROCESSING FEE REFUNDABLE
No
PREPAYMENT — FLOATING RATE
Nil charges
PREPAYMENT — FIXED RATE
Charges apply
FORECLOSURE — FLOATING RATE
Nil charges
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