IRDAI Registered · Insurance

Every insurer. Real metrics.

57 insurers across standalone health, life, and general — solvency, claims, and complaint data from IRDAI's annual report.

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57 insurers

Star Health & Allied Insurance Co. Ltd.

HealthPrivate

India's largest standalone health insurer by retail premium, dominant in individual and family health plans across all tiers.

Care Health Insurance Ltd.

HealthPrivate

Standalone health insurer known for consumer-friendly individual health plans and high sum-assured coverage options.

Niva Bupa Health Insurance Co. Ltd.

HealthPrivate

Standalone health insurer positioned around family floaters and digital consumer health coverage, backed by Bupa Group.

Aditya Birla Health Insurance Co. Ltd.

HealthPrivate

Standalone health insurer that differentiates through its HealthReturns fitness-incentive program linked to premium cashbacks.

ManipalCigna Health Insurance Co. Ltd.

HealthPrivate

Standalone health insurer specializing in global hospital care capabilities and premium executive and corporate health portfolios.

Galaxy Health Insurance Co. Ltd.

HealthPrivate

Newly licensed standalone health insurer targeting retail and corporate health segments.

Narayana Health Insurance Ltd.

HealthPrivate

Standalone health insurer launched by Narayana Health Group, integrating hospital care with managed-care health insurance products.

Life Insurance Corporation of India

LifePSU

India's largest government-owned life insurer, holding the majority of life insurance premium in the country with a pan-India distribution network.

TermEndowmentULIPAnnuity / Pension

SBI Life Insurance Co. Ltd.

LifePrivate

Private life insurer in a joint venture between SBI and BNP Paribas Cardif, distributed primarily through the SBI banking network.

TermEndowmentULIPAnnuity / Pension

HDFC Life Insurance Co. Ltd.

LifePrivate

Private life insurer known for digital-first customer experience and a broad product range across term, ULIP, and savings plans.

TermEndowmentULIPAnnuity / Pension

ICICI Prudential Life Insurance Co. Ltd.

LifePrivate

Private life insurer with a strong presence in term and ULIP products, distributed through ICICI Bank and independent agents.

TermEndowmentULIPAnnuity / Pension

Axis Max Life Insurance Ltd.

LifePrivate

Private life insurer (formerly Max Life Insurance) recognized for high claim settlement ratios, now a joint venture with Axis Bank.

TermEndowmentULIPAnnuity / Pension

Bajaj Life Insurance Ltd.

LifePrivate

Private life insurer (formerly Bajaj Allianz Life Insurance) with multi-channel distribution offering protection and savings products.

TermEndowmentULIPAnnuity / Pension

Tata AIA Life Insurance Co. Ltd.

LifePrivate

Private life insurer, a joint venture between Tata Sons and AIA Group, with a strong term and ULIP product portfolio.

TermEndowmentULIPAnnuity / Pension

Kotak Mahindra Life Insurance Co. Ltd.

LifePrivate

Private life insurer distributed through Kotak Mahindra Bank and select broker channels.

TermEndowmentULIPAnnuity / Pension

Aditya Birla Sun Life Insurance Co. Ltd.

LifePrivate

Private life insurer known for ULIP and savings products, leveraging the Aditya Birla financial services network.

TermEndowmentULIPAnnuity / Pension

PNB MetLife India Insurance Co. Ltd.

LifePrivate

Private life insurer distributed primarily through Punjab National Bank branches and MetLife global network.

TermEndowmentULIP

Canara HSBC Life Insurance Co. Ltd.

LifePrivate

Private life insurer distributed through Canara Bank and HSBC India branch networks.

TermEndowmentULIP

Reliance Nippon Life Insurance Co. Ltd.

LifePrivate
TermEndowmentULIP

IndiaFirst Life Insurance Co. Ltd.

LifePrivate
TermEndowmentULIP

Bandhan Life Insurance Co. Ltd.

LifePrivate

Private life insurer formerly known as Aegon Life, now distributed under Bandhan Group.

TermEndowmentULIP

Edelweiss Tokio Life Insurance Co. Ltd.

LifePrivate
TermEndowmentULIP

Star Union Dai-ichi Life Insurance Co. Ltd.

LifePrivate
TermEndowment

Ageas Federal Life Insurance Co. Ltd.

LifePrivate
TermEndowmentULIP

Aviva Life Insurance Co. India Ltd.

LifePrivate
TermEndowmentULIP

Future Generali India Life Insurance Co. Ltd.

LifePrivate
TermEndowmentULIP

Pramerica Life Insurance Ltd.

LifePrivate
TermEndowment

Shriram Life Insurance Co. Ltd.

LifePrivate
TermEndowment

Acko Life Insurance Ltd.

LifePrivate

Digital-native life insurer offering direct-to-consumer term plans.

Term

Go Digit Life Insurance Ltd.

LifePrivate

Digital-native life insurer offering simplified term plans.

Term

Zuno Life Insurance Ltd.

LifePrivate
Term

The New India Assurance Co. Ltd.

GeneralPSU

India's largest general insurer by premium volume, a government-owned company covering all general insurance lines with broad national distribution.

HealthMotorHome InsuranceTravel

United India Insurance Co. Ltd.

GeneralPSU

Government-owned general insurer with deep distribution in tier-2 and tier-3 markets across health, motor, and rural segments.

HealthMotorHome InsuranceTravel

The Oriental Insurance Co. Ltd.

GeneralPSU

Government-owned general insurer with a transparent claim process and strong individual and group policy presence.

HealthMotorHome InsuranceTravel

National Insurance Co. Ltd.

GeneralPSU

Government-owned general insurer with widespread regional offices and significant rural and state government health scheme coverage.

HealthMotorHome InsuranceTravel

ICICI Lombard General Insurance Co. Ltd.

GeneralPrivate

India's largest private general insurer, known for technology-driven claims processing and strong corporate and retail product portfolios.

HealthMotorHome InsuranceTravel

HDFC ERGO General Insurance Co. Ltd.

GeneralPrivate

Private general insurer with strong retail health and motor products, known for AI-assisted claim settlements and high cashless network coverage.

HealthMotorHome InsuranceTravel

Bajaj General Insurance Ltd.

GeneralPrivate

Private general insurer (formerly Bajaj Allianz General Insurance) with a strong cashless garage network and quick app-based motor and health claim processing.

HealthMotorHome InsuranceTravel

Tata AIG General Insurance Co. Ltd.

GeneralPrivate

Private general insurer known for high claim settlement ratios and comprehensive motor, health, and travel coverage.

HealthMotorHome InsuranceTravel

SBI General Insurance Co. Ltd.

GeneralPrivate

Private general insurer leveraging the SBI banking distribution network for health, motor, and home insurance products.

HealthMotorHome InsuranceTravel

Reliance General Insurance Co. Ltd.

GeneralPrivate
HealthMotor

Go Digit General Insurance Ltd.

GeneralPrivate

Technology-first general insurer targeting digital consumers with a paperless onboarding experience across health, motor, and travel insurance.

HealthMotorTravel

Cholamandalam MS General Insurance Co. Ltd.

GeneralPrivate

Private general insurer with a strong commercial vehicle and motor insurance base, particularly in South India.

HealthMotor

Acko General Insurance Ltd.

GeneralPrivate

Direct-to-consumer digital general insurer offering zero-commission health and motor products primarily through technology platforms.

HealthMotorTravel

Generali Central Insurance Co. Ltd.

GeneralPrivate

Private general insurer (formerly Future Generali India Insurance) offering health, motor, home, and travel insurance products.

HealthMotorHome InsuranceTravel

IFFCO Tokio General Insurance Co. Ltd.

GeneralPrivate
HealthMotorHome InsuranceTravel

Universal Sompo General Insurance Co. Ltd.

GeneralPrivate
HealthMotor

Zuno General Insurance Co. Ltd.

GeneralPrivate

Formerly Edelweiss General Insurance, now operating under the Zuno brand with digital-first health and motor products.

HealthMotor

Royal Sundaram General Insurance Co. Ltd.

GeneralPrivate
HealthMotorHome InsuranceTravel

IndusInd General Insurance Co. Ltd.

GeneralPrivate

General insurer formerly operating as Reliance General Insurance, now under IndusInd Group with a focus on motor insurance.

Motor

Magma HDI General Insurance Co. Ltd.

GeneralPrivate
MotorHealth

Liberty General Insurance Ltd.

GeneralPrivate
MotorHealthTravel

Zurich Kotak General Insurance Co. Ltd.

GeneralPrivate

General insurer formerly operating as Kotak General Insurance, now a joint venture with Zurich Insurance Group.

MotorHealthHome InsuranceTravel

Navi General Insurance Ltd.

GeneralPrivate

App-only digital general insurer offering low-premium motor and health products.

MotorHealth

Shriram General Insurance Co. Ltd.

GeneralPrivate

General insurer focused on commercial vehicles and mass-market motor insurance through Shriram Group distribution.

Motor

Raheja QBE General Insurance Co. Ltd.

GeneralPrivate
MotorHealth

Kshema General Insurance Ltd.

GeneralPrivate

Recent entrant in general insurance expanding into retail motor and health segments.

MotorHealth

Data Sources

IRDAI Annual Report 2024-25· FY2024-25

Metrics are updated when new reports are published. Effective dates are shown on each metric.