RBI Registered · Loan Rates

Compare loan interest rates across all lenders.

Rates from 45 banks and 22 NBFCs — home, personal, car, LAP, education, and business loans. Data from RBI publications and lender filings.

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151 rates

State Bank of India

BANKPSU

8.15% – 11.2%

May 2026 · Beyter-curated from institution websites

Bank of Baroda

BANKPSU

8.25% – 11.5%

May 2026 · Beyter-curated from institution websites

HDFC Bank

BANKPrivate

8.35% – 11.5%

May 2026 · Beyter-curated from institution websites

Union Bank of India

BANKPSU

8.35% – 10.75%

May 2026 · Beyter-curated from institution websites

Indian Bank

BANKPSU

8.35% – 11.5%

May 2026 · Beyter-curated from institution websites

State Bank of India

BANKPSU

8.4% – 10.15%

May 2026 · Beyter-curated from institution websites

Bank of Baroda

BANKPSU

8.4% – 10.6%

May 2026 · Beyter-curated from institution websites

Punjab National Bank

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Indian Bank

BANKPSU

8.4% – 10.15%

May 2026 · Beyter-curated from institution websites

IDBI Bank

BANKPrivate

8.4% – 10.15%

May 2026 · Beyter-curated from institution websites

Bank of India

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Central Bank of India

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

UCO Bank

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Indian Overseas Bank

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Punjab & Sind Bank

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Bank of Maharashtra

BANKPSU

8.4% – 10.25%

May 2026 · Beyter-curated from institution websites

Canara Bank

BANKPSU

8.45% – 10.75%

May 2026 · Beyter-curated from institution websites

IndusInd Bank

BANKPrivate

8.5% – 9.8%

May 2026 · Beyter-curated from institution websites

Tata Capital

NBFCPrivate

8.5% – 9.8%

May 2026 · Beyter-curated from institution websites

LIC Housing Finance Ltd.

HFCPrivate

8.5% – 10.75%

May 2026 · Beyter-curated from institution websites

PNB Housing Finance

HFCPrivate

8.5% – 14.5%

May 2026 · Beyter-curated from institution websites

AU Small Finance Bank

BANKPrivate

8.6% – 10.5%

May 2026 · Beyter-curated from institution websites

State Bank of India

BANKPSU

8.65% – 9.7%

May 2026 · Beyter-curated from institution websites

Bandhan Bank

BANKPrivate

8.65% – 10.5%

May 2026 · Beyter-curated from institution websites

Bank of Baroda

BANKPSU

8.7% – 12.1%

May 2026 · Beyter-curated from institution websites

Canara Bank

BANKPSU

8.7% – 11.6%

May 2026 · Beyter-curated from institution websites

Karur Vysya Bank

BANKPrivate

8.7% – 10.5%

May 2026 · Beyter-curated from institution websites

Aadhar Housing Finance

HFCPrivate

8.7% – 14%

May 2026 · Beyter-curated from institution websites

HDFC Bank

BANKPrivate

8.75% – 9.8%

May 2026 · Beyter-curated from institution websites

ICICI Bank

BANKPrivate

8.75% – 9.65%

May 2026 · Beyter-curated from institution websites

ICICI Bank

BANKPrivate

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Axis Bank

BANKPrivate

8.75% – 9.65%

May 2026 · Beyter-curated from institution websites

Kotak Mahindra Bank

BANKPrivate

8.75% – 9.5%

May 2026 · Beyter-curated from institution websites

Punjab National Bank

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Union Bank of India

BANKPSU

8.75% – 11.7%

May 2026 · Beyter-curated from institution websites

DBS Bank India

BANKPrivate

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Bank of India

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Central Bank of India

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

UCO Bank

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Indian Overseas Bank

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Bank of Maharashtra

BANKPSU

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Karnataka Bank

BANKPrivate

8.75% – 10.25%

May 2026 · Beyter-curated from institution websites

City Union Bank

BANKPrivate

8.75% – 10.5%

May 2026 · Beyter-curated from institution websites

Jammu & Kashmir Bank

BANKPSU

8.75% – 10.25%

May 2026 · Beyter-curated from institution websites

L&T Finance

HFCPrivate

8.75% – 11%

May 2026 · Beyter-curated from institution websites

Piramal Finance

HFCPrivate

8.75% – 11.25%

May 2026 · Beyter-curated from institution websites

Kotak Mahindra Bank

BANKPrivate

8.8% – 10.5%

May 2026 · Beyter-curated from institution websites

Federal Bank

BANKPrivate

8.8% – 10.5%

May 2026 · Beyter-curated from institution websites

South Indian Bank

BANKPrivate

8.8% – 10.5%

May 2026 · Beyter-curated from institution websites

Tamilnad Mercantile Bank

BANKPrivate

8.8% – 10.25%

May 2026 · Beyter-curated from institution websites

Can Fin Homes Ltd.

HFCPrivate

8.8% – 11.25%

May 2026 · Beyter-curated from institution websites

Federal Bank

BANKPrivate

8.85% – 11.9%

May 2026 · Beyter-curated from institution websites

IDBI Bank

BANKPrivate

8.9% – 12%

May 2026 · Beyter-curated from institution websites

IDFC FIRST Bank

BANKPrivate

8.9% – 12.5%

May 2026 · Beyter-curated from institution websites

RBL Bank

BANKPrivate

8.9% – 10.5%

May 2026 · Beyter-curated from institution websites

Dhanlaxmi Bank

BANKPrivate

8.9% – 10.5%

May 2026 · Beyter-curated from institution websites

The Nainital Bank Limited

BANKPSU

8.9% – 10.5%

May 2026 · Beyter-curated from institution websites

CSB Bank

BANKPrivate

8.95% – 10.75%

May 2026 · Beyter-curated from institution websites

Axis Bank

BANKPrivate

9% – 12%

May 2026 · Beyter-curated from institution websites

IndusInd Bank

BANKPrivate

9% – 12.5%

May 2026 · Beyter-curated from institution websites

Equitas Small Finance Bank

BANKPrivate

9% – 11.5%

May 2026 · Beyter-curated from institution websites

GIC Housing Finance Ltd.

HFCPrivate

9% – 11.5%

May 2026 · Beyter-curated from institution websites

HDFC Bank

BANKPrivate

9.1% – 12.6%

May 2026 · Beyter-curated from institution websites

LIC Housing Finance Ltd.

HFCPrivate

9.1% – 11.25%

May 2026 · Beyter-curated from institution websites

HDFC Bank

BANKPrivate

9.15% – 11.5%

May 2026 · Beyter-curated from institution websites

ICICI Bank

BANKPrivate

9.25% – 11.5%

May 2026 · Beyter-curated from institution websites

Axis Bank

BANKPrivate

9.25% – 11.5%

May 2026 · Beyter-curated from institution websites

AU Small Finance Bank

BANKPrivate

9.25% – 12.75%

May 2026 · Beyter-curated from institution websites

Tata Capital

NBFCPrivate

9.25% – 13%

May 2026 · Beyter-curated from institution websites

PNB Housing Finance

HFCPrivate

9.25% – 14.5%

May 2026 · Beyter-curated from institution websites

State Bank of India

BANKPSU

9.5% – 11.5%

May 2026 · Beyter-curated from institution websites

ICICI Bank

BANKPrivate

9.5% – 12%

May 2026 · Beyter-curated from institution websites

Ujjivan Small Finance Bank

BANKPrivate

9.5% – 12%

May 2026 · Beyter-curated from institution websites

Jana Small Finance Bank

BANKPrivate

9.5% – 12.5%

May 2026 · Beyter-curated from institution websites

ESAF Small Finance Bank

BANKPrivate

9.5% – 12%

May 2026 · Beyter-curated from institution websites

Shivalik Small Finance Bank

BANKPrivate

9.5% – 12%

May 2026 · Beyter-curated from institution websites

Mahindra Finance

NBFCPrivate

9.5% – 15.5%

May 2026 · Beyter-curated from institution websites

Cholamandalam Finance

NBFCPrivate

9.5% – 15.5%

May 2026 · Beyter-curated from institution websites

Aditya Birla Capital

NBFCPrivate

9.5% – 14%

May 2026 · Beyter-curated from institution websites

Can Fin Homes Ltd.

HFCPrivate

9.5% – 12%

May 2026 · Beyter-curated from institution websites

Sammaan Capital (Indiabulls)

HFCPrivate

9.5% – 14%

May 2026 · Beyter-curated from institution websites

Utkarsh Small Finance Bank

BANKPrivate

9.75% – 12.5%

May 2026 · Beyter-curated from institution websites

DCB Bank

BANKPrivate

9.75% – 14.5%

May 2026 · Beyter-curated from institution websites

Suryoday Small Finance Bank

BANKPrivate

9.75% – 12.5%

May 2026 · Beyter-curated from institution websites

L&T Finance

HFCPrivate

9.75% – 14%

May 2026 · Beyter-curated from institution websites

GIC Housing Finance Ltd.

HFCPrivate

9.75% – 12.5%

May 2026 · Beyter-curated from institution websites

IDFC FIRST Bank

BANKPrivate

10% – 17.5%

May 2026 · Beyter-curated from institution websites

Piramal Finance

HFCPrivate

10% – 14.5%

May 2026 · Beyter-curated from institution websites

IndusInd Bank

BANKPrivate

10.49% – 21%

May 2026 · Beyter-curated from institution websites

HDFC Bank

BANKPrivate

10.5% – 19.5%

May 2026 · Beyter-curated from institution websites

ICICI Bank

BANKPrivate

10.65% – 16%

May 2026 · Beyter-curated from institution websites

Canara Bank

BANKPSU

10.65% – 16%

May 2026 · Beyter-curated from institution websites

Axis Bank

BANKPrivate

10.75% – 21%

May 2026 · Beyter-curated from institution websites

IDFC FIRST Bank

BANKPrivate

10.75% – 19.5%

May 2026 · Beyter-curated from institution websites

Indian Bank

BANKPSU

10.8% – 17.5%

May 2026 · Beyter-curated from institution websites

Bank of Baroda

BANKPSU

10.9% – 18.25%

May 2026 · Beyter-curated from institution websites

Kotak Mahindra Bank

BANKPrivate

10.99% – 18%

May 2026 · Beyter-curated from institution websites

YES Bank

BANKPrivate

10.99% – 21%

May 2026 · Beyter-curated from institution websites

DBS Bank India

BANKPrivate

10.99% – 18%

May 2026 · Beyter-curated from institution websites

Tata Capital

NBFCPrivate

10.99% – 23%

May 2026 · Beyter-curated from institution websites

IDBI Bank

BANKPrivate

11% – 19%

May 2026 · Beyter-curated from institution websites

IndusInd Bank

BANKPrivate

11% – 17.5%

May 2026 · Beyter-curated from institution websites

RBL Bank

BANKPrivate

11% – 18%

May 2026 · Beyter-curated from institution websites

Karur Vysya Bank

BANKPrivate

11% – 18%

May 2026 · Beyter-curated from institution websites

City Union Bank

BANKPrivate

11% – 18%

May 2026 · Beyter-curated from institution websites

Equitas Small Finance Bank

BANKPrivate

11% – 18%

May 2026 · Beyter-curated from institution websites

Bajaj Finserv

NBFCPrivate

11% – 23%

May 2026 · Beyter-curated from institution websites

Aditya Birla Capital

NBFCPrivate

11% – 23%

May 2026 · Beyter-curated from institution websites

Sammaan Capital (Indiabulls)

HFCPrivate

11% – 15%

May 2026 · Beyter-curated from institution websites

State Bank of India

BANKPSU

11.15% – 15.3%

May 2026 · Beyter-curated from institution websites

Punjab National Bank

BANKPSU

11.4% – 16.5%

May 2026 · Beyter-curated from institution websites

Union Bank of India

BANKPSU

11.4% – 15.5%

May 2026 · Beyter-curated from institution websites

Bank of India

BANKPSU

11.4% – 16.5%

May 2026 · Beyter-curated from institution websites

Central Bank of India

BANKPSU

11.4% – 16.5%

May 2026 · Beyter-curated from institution websites

Federal Bank

BANKPrivate

11.49% – 17.5%

May 2026 · Beyter-curated from institution websites

YES Bank

BANKPrivate

11.5% – 19%

May 2026 · Beyter-curated from institution websites

AU Small Finance Bank

BANKPrivate

11.5% – 21%

May 2026 · Beyter-curated from institution websites

Bandhan Bank

BANKPrivate

11.5% – 21%

May 2026 · Beyter-curated from institution websites

Karnataka Bank

BANKPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

South Indian Bank

BANKPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Ujjivan Small Finance Bank

BANKPrivate

11.5% – 23.3%

May 2026 · Beyter-curated from institution websites

Tamilnad Mercantile Bank

BANKPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

DCB Bank

BANKPrivate

11.5% – 19.5%

May 2026 · Beyter-curated from institution websites

Jammu & Kashmir Bank

BANKPSU

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Bajaj Finserv

NBFCPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Tata Capital

NBFCPrivate

11.5% – 21%

May 2026 · Beyter-curated from institution websites

HDB Financial Services

NBFCPrivate

11.5% – 23%

May 2026 · Beyter-curated from institution websites

Mahindra Finance

NBFCPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Cholamandalam Finance

NBFCPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Poonawalla Fincorp

NBFCPrivate

11.5% – 19%

May 2026 · Beyter-curated from institution websites

Hero Fincorp

NBFCPrivate

11.5% – 17.5%

May 2026 · Beyter-curated from institution websites

Home First Finance Company

HFCPrivate

11.75% – 15%

May 2026 · Beyter-curated from institution websites

Dhanlaxmi Bank

BANKPrivate

11.9% – 18%

May 2026 · Beyter-curated from institution websites

Jana Small Finance Bank

BANKPrivate

12% – 21%

May 2026 · Beyter-curated from institution websites

CSB Bank

BANKPrivate

12% – 18.5%

May 2026 · Beyter-curated from institution websites

The Nainital Bank Limited

BANKPSU

12% – 18%

May 2026 · Beyter-curated from institution websites

Bandhan Bank

BANKPrivate

12.5% – 21%

May 2026 · Beyter-curated from institution websites

ESAF Small Finance Bank

BANKPrivate

12.5% – 19%

May 2026 · Beyter-curated from institution websites

Unity Small Finance Bank

BANKPrivate

12.5% – 19%

May 2026 · Beyter-curated from institution websites

Shivalik Small Finance Bank

BANKPrivate

12.5% – 19%

May 2026 · Beyter-curated from institution websites

Bajaj Finserv

NBFCPrivate

12.5% – 23%

May 2026 · Beyter-curated from institution websites

Shriram Finance

NBFCPrivate

12.5% – 23%

May 2026 · Beyter-curated from institution websites

Aditya Birla Capital

NBFCPrivate

12.5% – 23%

May 2026 · Beyter-curated from institution websites

Utkarsh Small Finance Bank

BANKPrivate

13% – 21%

May 2026 · Beyter-curated from institution websites

Suryoday Small Finance Bank

BANKPrivate

13% – 21%

May 2026 · Beyter-curated from institution websites

Unity Small Finance Bank

BANKPrivate

13.5% – 21%

May 2026 · Beyter-curated from institution websites

HDB Financial Services

NBFCPrivate

13.5% – 23%

May 2026 · Beyter-curated from institution websites

Mahindra Finance

NBFCPrivate

13.5% – 23%

May 2026 · Beyter-curated from institution websites

Shriram Finance

NBFCPrivate

13.5% – 23%

May 2026 · Beyter-curated from institution websites

Cholamandalam Finance

NBFCPrivate

13.5% – 23%

May 2026 · Beyter-curated from institution websites

IIFL Finance

NBFCPrivate

13.5% – 23%

May 2026 · Beyter-curated from institution websites

Data Sources

Company Annual Report FY2024-25· FY2024-25RBI Report on Trends and Progress of Banking in India 2024-25· FY2024-25Beyter-curated from institution websites· May 2026

Metrics are updated when new reports are published. Effective dates are shown on each metric.